Pradhan Mantri Mudra Yojana 2022 Application Form (Online / Offline) for Bank Loan

Pradhan Mantri Mudra Yojana (PMMY) 2022 Application Form (Online or Offline) for Bank Loan: Pradhan Mantri Mudra Yojna, which stands for Micro Units Development & Refinance Agency Ltd., is a financial institution set up by the Government of India for development and refinancing of micro-units enterprises. It was announced by the Hon’ble Finance Minister while presenting the Union Budget for FY 2016. The purpose of Pradhan Mantri Mudra Yojna is to provide funding to the non-corporate small business sector through various last-mile financial institutions like banks, NBFCs, and MFIs.

The biggest bottleneck to the growth of entrepreneurship in the Non–Corporate Small Business Sector (NCSBS) is the lack of financial support for this sector. More than 90% of this sector does not have access to formal sources of finance. GoI is setting up Pradhan Mantri Mudra Yojna Bank through a statutory enactment for catering to the needs of the NCSBS segment or the informal sector to bring them into the mainstream.

Pradhan Mantri Mudra Yojna would be responsible for refinancing all Last Mile Financiers such as Non-Banking Finance Companies, Micro Finance Institutions, Societies, Trusts, Section 8 Companies [formerly Section 25], Small Finance Banks and Regional Rural Banks which are in the business of lending to micro/small business entities engaged in manufacturing, trading and services activities as well as agri-allied activities. Pradhan Mantri Mudra Yojna would also partner with State/Regional level financial intermediaries to provide finance to Last Mile Financier of small/micro business enterprises.

Pradhan Mantri Mudra Yojana 2022 For Important Links

Official Website: Click Here

Under the aegis of Pradhan Mantri MUDRA Yojana (PMMY) has already created its initial products/schemes. The interventions have been named ‘Shishu’, ‘Kishor’, and ‘Tarun’ to signify the stage of growth/development and funding needs of the beneficiary micro unit/entrepreneur and also to provide a reference point for the next phase of graduation/growth to look forward to. The financial limit for these schemes are:-

  •  Shishu: covering loans up to 50,000/-
  •  Kishor: covering loans above 50,000/- and up to 5 lakh
  •  Tarun: covering loans above 5 lacks to 10 lakh

Download Pradhan Mantri Mudra Yojana (PMMY) Application Form PDF

PMMY Kit: 

Common Loan Application form for Kishor and Tarun DOWNLOAD 

Application Form for Shishu DOWNLOAD 

Checklist for Shishu Application DOWNLOAD 

Banker’s Kit : 

Application form for Claiming Refinance DOWNLOAD 

Data Submission for Claiming Refinance DOWNLOAD 

Updated: January 31, 2023 — 4:26 pm

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